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Fatal Child Support Consequences – How to Maintain Your Sanity in a Bad Situation

Yolanda is sick of her situation. She’s going to college, working a full-time job, and taking care of her 9-month old. She’s frustrated, irritated, and upset. Why can’t she get a break? Yolanda grows angrier by the minute. Her ex-husband gives her nothing for their son but feels entitled to everything. These realities continue to plague Yolanda. She wonders if her life will ever change.

Introduction

Why is there so much drama associated with child support? What sane person wouldn’t advocate the protection of a child? However, the mention of child support generates rage and bitter feelings among people. Yet, the issues of child support are very common to most women as married couples separate and fight over this concern. As a deacon of my church, I am very familiar with this matter. In fact, I also have a personal connection with my immediate and extended family. From my perspective, if people bring children into the world, they should take care of them. Supporting a child is serious business anyway. When a person becomes a parent, his or her needs are secondary, not primary. Therefore, adults should conduct themselves with maturity. This can be related biblically, “When I was a child, I thought as a child but when I became a man, I put childish things away.” This article is about how to take personal control over the situation in order to move forward.

The Real Problem

Child support has become a growing concern in America. According to a 2002 census of the United States, there were 13.4 million custodial parents in the care of 21.4 million children under 21 years. About 5 to 6 guardian parents were mothers (84.4%) and 1
in 6 of the fathers (15.6%). This reality leaves most of the women who run only families. Furthermore, 50% of people who pay child support under 40 years. Furthermore, men are charged an average of $ 3,600 per year to support their children. In addition, the following methods are morecommon ways individuals obtain child support: (a) wage withholding (33.8%), direct payment to parent (31.7%), direct payment to child support agency (14.38%), direct payment to court (17.7%), and other means (2.4%).

For many caregivers receiving child support is not an easy process. Payments are normally given for food, educational expenses, and daycare; the payments are usually made until the child turns 18 years old. Approximately only 17% of child support agreements make no provision for health care of children. Many parents feel that addressing child support issues can be overwhelming. For example, DaVett Jones has two daughters and is an assistant to a financial analyst. She sympathizes with other single parents because of her own experiences with this subject. DaVett never demanded child support from her children’s father or sought legal actions: “…I take what I get, which isn’t much. By that I mean I’ve never received more than $200 per month for two kids.”

Kennard Patton, a Texas manager, always seeks to get along with others. He has a reputation of being easy going. He is married and has two sons. He could have faced the issue of child support with one of the son’s mothers. However, he managed to work through the matter peacefully with her. Other men do not have this luck of a peaceful compromise. In fact, some men get very upset with having to pay child support. Some don’t mind handling their responsibilities but resent the fact they are forced to comply. Other men have no desire to support their off springs. Therefore, this issue can get nasty. Patton explains it does not need to get nasty: “Well to start the best way to avoid being put on child support is for the man to step up and be a father to his child. Meaning taking care of and supporting his child physically and financially.”

Personal Solutions

This reality of no child support can make an individual bitter. Yet, Jones has found the power to cope with her situation: “I’ve been extremely blessed to be able to provide for them with minimal help. Sometimes I kick and moan…We’ve never been homeless, hungry, or had to walk. I give God the glory for my supporting my children.” Likewise, individuals can take steps to move in a more positive direction. The following are some solutions:

Identify the real problems, not symptoms.

Confront the circumstance head on.

Set aside time for meditation, bible study, and devotion to strengthening your spirituality.

Research the issues of child support and parental rights.

Seek to peacefully resolve any personal differences related to child support.

Determine the alternatives if child support cannot be resolved.

Surround yourself with positive people and individuals who share your vision.

Keep a positive attitude even in the midst of confusion.

The Path Forward

Will the issues of child support continue to haunt society? Parents who have a child together must be able to communicate; the child support concern may not disappear anytime soon. Unfortunately, some circumstances can escalate and eventually explored if people are not careful. Therefore, good communications is critical. In this article, Jones and Patton are good examples of working through this matter thoughtfully. Therefore, child support concerns must be handled by mature people. Good communications, personal integrity, and selflessness can provide a tremendous roadmap for better relationships. Given these perquisites, individuals need to ask themselves a question, “Who’s going to be the bigger person?” Parents do not need to feel like victims. They can move forward regardless of the lack of financial support from the child’s other parent. It’s really about making decisions that will propel a parent and his or her child toward a better life.

Tax relief and recovery Act 2009

Since Congress passed Recovery Act of February in 2009, the Internal Revenue Service has issued more guidance on an extension of net operating loss-back for small businesses (NOL), the credit of the work load credit 'set for first home buyers, new car purchases sales tax deduction, and the contribution COBRA.

The net operating loss-back allows companies to compensate for loss of profits in the last five years. This special break is intended torefunds faster and generate liquidity for small companies in difficulty.

Do not underestimate the NOL carry-back, if your small business is in a situation of loss. The requirements to bring back a bit 'complicated, then you should contact your tax professional to determine its applicability to the situation.

Most employers have applied the law of Labour Valuing credit, and is an automatic increase of $ 400 for single taxpayers and $ 800 for those married filingtogether. You can examine the situation to determine if the loan goes into a higher tax bracket, so do not face any surprises at tax time. For some taxpayers, pay for work of credit creates a situation where they might want to submit a correct value of W-4 withholding form of adequate security.

In 2009, the Recovery Act raised the tax credit for first home buyer $ 8,000 and eliminated the requirement for reimbursement for those who buy a house2009. The restrictions on credit and income starts to fall to single taxpayers with adjusted gross income of $ 75,000 and married couples filing jointly with an AGI of $ 150,000.

The providers of social security, retirement of public servants, and disabled veterans may receive a payment of $ 250 economic recovery. The payment will be a reduction of any credit to make work for which the taxpayer may receive.

If you have lost their jobs between 1 September 2008 andDecember 31, 2009, you may qualify for a subsidy of 65% COBRA. If you qualify, you pay only 35% of the premium for the Cobra and your former employer pays 65%. The COBRA subsidy faces for taxpayers with gross income of only $ 125,000 and married couples filing jointly with an AGI of $ 250,000. taxpayers who earn more than $ 145,000 and married couples filing jointly with incomes over $ 290,000 are not eligible for COBRA subsidy at all.

State and local salesexcise duty paid on the purchase of a new car, truck, motorcycle, mobile home or a deduction for the year 2009. The tax deduction is good for the first $ 49,500 of the cost of the vehicle. This deduction is limited to single taxpayers earning up to $ 135,000 and married couples and a joint statement with incomes up to $ 260,000.